Welcome to Qarshi University

BS in Financial Technology

BS in Financial Technology

Introduction

The Bachelor of Science in Financial Technology (BS FinTech) is a forward-looking undergraduate program designed to equip students with the knowledge and skills required to thrive in the rapidly evolving financial services industry. The program integrates finance, technology, and data analytics to prepare graduates for careers in digital banking, financial innovation, and emerging financial ecosystems.

Program Rationale

The global financial landscape is undergoing a significant transformation driven by technological advancements such as blockchain, artificial intelligence, big data, and digital payment systems. Traditional finance roles are increasingly being replaced or enhanced by technology-driven solutions.

Pakistan, with its growing digital economy and increasing adoption of mobile banking and fintech solutions, presents strong demand for skilled professionals who understand both finance and technology. This program aims to bridge the gap between these disciplines and produce industry-ready graduates.

Program Objectives

The BS FinTech program aims to:

  • Develop a strong foundation in finance, economics, and business principles
  • Equip students with technical skills in programming, data analytics, and financial modeling
  • Provide in-depth understanding of financial technologies such as blockchain, cryptocurrencies, and digital payments
  • Enhance problem-solving and critical thinking skills in financial innovation
  • Prepare graduates for careers in fintech firms, banks, startups, and regulatory bodies

Learning Outcomes

Upon completion of the program, graduates will be able to:

  • Analyze financial data using modern analytical tools
  • Understand and apply financial theories in digital contexts
  • Develop and evaluate fintech solutions
  • Demonstrate proficiency in programming languages relevant to fintech (e.g., Python, R)
  • Assess risks and regulatory challenges in financial technologies
  • Exhibit ethical and professional behavior in financial decision-making

Career Opportunities

Graduates of BS FinTech can pursue careers in:

  • Digital Banking and Financial Services
  • FinTech Startups
  • Investment and Asset Management Firms
  • Financial Data Analytics
  • Blockchain Development
  • Risk and Compliance (RegTech)
  • Consulting Firms

Potential job roles include:

  • Financial Analyst
  • FinTech Specialist
  • Data Analyst
  • Risk Analyst
  • Blockchain Analyst
  • Product Manager (FinTech)

Target Audience

This program is ideal for students who:

  • Have an interest in finance and technology
  • Possess analytical and problem-solving skills
  • Aspire to work in innovative and dynamic industries

Admission Requirements

  • Intermediate (FSc / A-Levels or equivalent)
  • Background in Mathematics is preferred
  • Entry test and/or interview as per university policy

Program Structure

Duration: 4 Years (8 Semesters)
Credit Hours: Approximately 130–136

Scheme of Study
Category Code Course Title Cr. Hrs
Semester 1
Gen. Edu. HSS101 Functional English 3-0-0
Gen. Edu. MTH208 Quantitative Reasoning 1- Probability and Statistics 3-0-0
Gen. Edu. HSS103 Islamic Studies 2-0-0
Gen. Edu. CCL100 Applications of ICT 2-1-0
Major ACC 201 Financial Accounting 3-0-0
Interdiscip MGT 101 Principles of Management 3-0-0
Total Cr. Hrs. 17
Semester 2
Gen. Edu. HSS108 Expository Writing 3-0-0
Gen. Edu. CCS207 Quantitative Reasoning 2- Introduction to Data Science 3-0-0
Gen. Edu. HSS104 Ideology & Constitution of Pakistan 2-0-0
Gen. Edu. HSS108 Civics & Community Engagement 2-0-0
Major CCS 201 Programming Fundamentals 3-1-3
Interdiscip MKT 101 Marketing Fundamentals 3-0-0
Total Cr. Hrs. 17
Semester 3
Gen. Edu. HSS109 Social Sciences Elective: Principles of Economics 2-0-0
Gen. Edu. PHY100 Natural Science Elective: Intro to Environmental Sciences 3-1-3
Gen. Edu. PHL 101 Arts and Humanities Elective: Introduction to Philosophy 2-0-0
Gen. Edu. MGT201 Entrepreneurship, Innovation & Technology 2-0-0
Major FIN 201 Business Finance 3-0-0
Interdiscip IRR 201 International Relations 3-0-0
Total Cr. Hrs. 15
Semester 4
Major XXX 123 Banking and Financial Systems 3-0-0
Major FIN 302 Financial Management 3-0-0
Major STA 301 Research Methods 3-0-0
Major CCS 202 Object Oriented Programming 3-1-3
Interdiscip DSC 201 Fundamentals of Business Analytics 3-1-3
Total Cr. Hrs. 17
Semester 5
Major CCS 303 Data Structure and Business Applications 3-1-3
Major ECO 403 Basic Econometrics 3-1-3
Major XXX 123 Blockchain Technology for Business 3-0-0
Major XXX 123 Enterprise Systems and Applications 3-0-0
Major XXX 123 Investment Analysis and Portfolio Management 3-0-0
Total Cr. Hrs. 17
Semester 6
Major CCS 304 Database System 3-1-3
Major XXX 123 Business Law for Fintech 3-0-0
Major XXX 123 Machine Learning 3-1-3
Major XXX 123 Financial Modelling 3-0-0
Major MGT 408 Project Management 3-0-0
Total Cr. Hrs. 17
Semester 7
Field Exp. INT 401 Internship 3-0-0
Major DSC 302 Fundamentals of Web Analytics 3-1-3
Major XXX 123 Financial Risk Analytics and Derivatives 3-0-0
Major XXX 123 Elective 1 3-0-0
Major XXX 123 Elective 2 3-0-0
Total Cr. Hrs. 16
Semester 8
FYP PRJ 401 Final Year Experiential Project (FYEP) 3-0-0
Major XXX 123 Artificial Intelligence in Business Decision 3-0-0
Major DSC 404 Big Data: Concepts, Techniques & Analytics 3-1-3
Major XXX 123 Elective 3 3-0-0
Major XXX 123 Elective 4 3-0-0
Total Cr. Hrs. 16
Total 132
Category Code Course Title Cr. Hrs
Semester 1
Gen. Edu. HSS101 Functional English 3-0-0
Gen. Edu. MTH208 Quantitative Reasoning 1- Probability and Statistics 3-0-0
Gen. Edu. HSS103 Islamic Studies 2-0-0
Gen. Edu. CCL100 Applications of ICT 2-1-0
Major ACC 201 Financial Accounting 3-0-0
Interdiscip MGT 101 Principles of Management 3-0-0
Total Cr. Hrs. 17
Semester 2
Gen. Edu. HSS108 Expository Writing 3-0-0
Gen. Edu. CCS207 Quantitative Reasoning 2- Introduction to Data Science 3-0-0
Gen. Edu. HSS104 Ideology & Constitution of Pakistan 2-0-0
Gen. Edu. HSS108 Civics & Community Engagement 2-0-0
Major CCS 201 Programming Fundamentals 3-1-3
Interdiscip MKT 101 Marketing Fundamentals 3-0-0
Total Cr. Hrs. 17
Semester 3
Gen. Edu. HSS109 Social Sciences Elective: Principles of Economics 2-0-0
Gen. Edu. PHY100 Natural Science Elective: Intro to Environmental Sciences 3-1-3
Gen. Edu. PHL 101 Arts and Humanities Elective: Introduction to Philosophy 2-0-0
Gen. Edu. MGT201 Entrepreneurship, Innovation & Technology 2-0-0
Major FIN 201 Business Finance 3-0-0
Interdiscip IRR 201 International Relations 3-0-0
Total Cr. Hrs. 15
Semester 4
Major XXX 123 Banking and Financial Systems 3-0-0
Major FIN 302 Financial Management 3-0-0
Major STA 301 Research Methods 3-0-0
Major CCS 202 Object Oriented Programming 3-1-3
Interdiscip DSC 201 Fundamentals of Business Analytics 3-1-3
Total Cr. Hrs. 17
Semester 5
Major CCS 303 Data Structure and Business Applications 3-1-3
Major ECO 403 Basic Econometrics 3-1-3
Major XXX 123 Blockchain Technology for Business 3-0-0
Major XXX 123 Enterprise Systems and Applications 3-0-0
Major XXX 123 Investment Analysis and Portfolio Management 3-0-0
Total Cr. Hrs. 17
Semester 6
Major CCS 304 Database System 3-1-3
Major XXX 123 Business Law for Fintech 3-0-0
Major XXX 123 Machine Learning 3-1-3
Major XXX 123 Financial Modelling 3-0-0
Major MGT 408 Project Management 3-0-0
Total Cr. Hrs. 17
Semester 7
Field Exp. INT 401 Internship 3-0-0
Major DSC 302 Fundamentals of Web Analytics 3-1-3
Major XXX 123 Financial Risk Analytics and Derivatives 3-0-0
Major XXX 123 Elective 1 3-0-0
Major XXX 123 Elective 2 3-0-0
Total Cr. Hrs. 16
Semester 8
FYP PRJ 401 Final Year Experiential Project (FYEP) 3-0-0
Major XXX 123 Artificial Intelligence in Business Decision 3-0-0
Major DSC 404 Big Data: Concepts, Techniques & Analytics 3-1-3
Major XXX 123 Elective 3 3-0-0
Major XXX 123 Elective 4 3-0-0
Total Cr. Hrs. 16
Total 132
Domain Cr. Hrs
General Education 30
Major 78
Interdisciplinary 12
Field Experience 3
Final Year Project 3
Total 132
Domain Cr. Hrs
General Education 30
Major 78
Interdisciplinary 12
Field Experience 3
Final Year Project 3
Total 132